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    For more information about title insurance or KCAC, please contact us. We will be more than happy to answer any question you might have.

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    Address :
    Kendall County Abstract
    103 N. SAUNDERS ST.
    BOERNE, TEXAS 78006

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    Phone :

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    Frequently Asked Questions: Titles and Closing

    • 01.
      Do you have a way to estimate costs?

      We do! Check out our premium calculator and/or the mobile app for estimating costs.

    • 02.
      Do you have a mobile app?

      We do. The Kendall County Abstract Company has created a mobile app for your convenience. Access it here.

    • 03.
      What happens to the funds I provide for the purchase or sale of a property during the closing process?

      During the closing process, the funds provided by the buyer are typically held in an escrow account managed by the title company. The funds are disbursed according to the terms of the purchase agreement, including payments to the seller, paying off existing mortgages or liens, and covering any other agreed-upon expenses.

    • 04.
      How can I check the status of my title search or closing process?

      To check the status of your title search or closing process, you can reach out to our title company directly. Our knowledgeable staff will provide you with regular updates and address any questions or concerns you may have throughout the process.

    • 05.
      Do you offer services for refinancing or mortgage transactions?

      Yes, we provide services for refinancing and mortgage transactions. If you are refinancing your existing mortgage or obtaining a new mortgage, our team can assist you with the necessary title search, title insurance, and closing services.

    • 06.
      What types of properties do you handle?

      We handle a wide range of properties, including residential, commercial, farm and ranch and investment properties. Whether you are buying or selling a single-family home, a commercial building, or vacant land, Kendall County Abstract has the expertise to assist you.

    • 07.
      What happens if there are issues with the title discovered during the title search?

      If issues or defects are found during the title search, our experienced team will work diligently to resolve them. We will investigate the matter, provide guidance on potential solutions, and help you clear any clouds on the title before the closing. Our goal is to ensure a smooth and successful transaction.

    • 08.
      Can I attend the closing in person, or can it be done remotely?

      It can be handled either way, just let us know what is easiest for you and we’ll take care of all the arrangements.

    • 09.
      How long does the closing process take?

      The duration of the closing process can vary depending on several factors, including the complexity of the transaction and the cooperation of all parties involved. Generally, the signing portion of the closing process takes anywhere from 30 minutes to an hour.

    • 10.
      What documents do I need to provide to the title company for a smooth transaction?

      To ensure a smooth transaction, you will typically need to provide documents such as the purchase agreement, previous title insurance policies, identification documents, survey reports, and any relevant financial or legal documents related to the transaction. Our team will provide you with a detailed list based on your specific situation.

    • 11.
      How do I request a title search or title insurance policy?

      You can request a title search or title insurance policy by contacting our title company directly. Our team will guide you through the process, collect the necessary information, and provide you with the required forms and documents to initiate the search or policy issuance.

    • 12.
      What is a closing, and what role does the title company play in it?

      A closing is the final stage of a real estate transaction where the property ownership is transferred from the seller to the buyer. The title company plays a vital role in facilitating the closing process by coordinating with all parties involved, conducting the closing, and ensuring the funds are disbursed correctly.

    • 13.
      What is a title company and what services do you provide?

      A title company specializes in examining and insuring titles for real estate transactions. We provide services such as title searches, title insurance, document preparation, escrow services, and facilitating smooth closings.

    • 14.
      Why do I need a title company when buying or selling a property?

      A title company plays a crucial role in ensuring that the property you are buying or selling has a clear title. We conduct thorough title searches to identify any liens, encumbrances, or other issues that could affect the property and ownership. Title insurance protects you from financial loss due to these title defects.

    • 15.
      What is a title search, and why is it important?

      A title search is a comprehensive examination of public records to verify the ownership history and legal status of a property and title. It helps identify any outstanding claims, liens, or other encumbrances that may affect the property’s marketability or your ownership rights. A title search is essential to ensure a clean and clear ...

    • 16.
      How long does a title search take?

      The timeframe for a title search can vary depending on various factors, such as the complexity of the property’s history and the availability of public records. Generally, it takes between a few days to a couple of weeks to complete a thorough title search.

    • 17.
      What is title insurance, and why do I need it?

      Title insurance is a policy that protects you from financial loss arising from undiscovered title defects or claims against your property. It provides coverage for legal fees, defense costs, and potential losses in case someone challenges your ownership rights. Title insurance is crucial to protect your investment and provide peace of mind.

    • 18.
      How much does title insurance cost?

      The cost of title insurance is regulated by Texas Department of Insurance and is based on the property’s purchase price. It is a one-time premium paid at closing. Our team can provide you with a quote based on your specific transaction.

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