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April 29, 2023
Components of a Title Commitment
Schedule A Schedule “A” of the Title Commitment reflects all of the information that identifies the specifics of the proposed transaction. Information contained on Schedule “A” includes the effective date of the commitment, proposed amount of insurance, type of policy(ies) to be issued, the name of the proposed insured(s), the person(s) in whom title is […]
March 29, 2023
The Closing Process
# 1 – The Order is Received A party brings in a real estate contract, commitment letter from a bank or mortgage company, etc. The contract is “receipted” by the title company by acknowledging in writing, the receipt of the contract and any earnest money. Any earnest money is deposited into the title company escrow […]
February 27, 2023
Importance of Understanding Ownership Costs: Mitigating Risks and Ensuring Financial Preparedness in Property Transactions
Knowing the area tax rates is crucial when closing a property because it allows buyers and sellers to accurately calculate their financial obligations, such as property taxes, during and after the transaction. Understanding the tax rates ensures that both parties are fully aware of the potential costs associated with owning the property and can plan […]
January 29, 2023
How KCAC plays a crucial role in serving real estate agents across the Texas Hill Country.
Kendall County Abstract Company (KCAC) plays a crucial role in serving real estate agents by providing a range of services that streamline the property transaction process. Firstly, title companies conduct thorough title searches to ensure that the property being sold has a clean and marketable title. This includes examining public records, verifying liens, encumbrances, and […]